say you lost our wallet. and you are out of town, but you need some money to get home. Could you say? go to a bank and cash a check?? what do you use for ID?? Will a passport work? well… you can cash a check at a bank only if you have ID, and a passport WILL work… BUT, a bank will only cash a check if the check is being drawn from that bank, or you have an account with that bank….. EXCEPT if your passport has a different last name than the account is in.. Ask me how I know?